What To Do After A Car Accident
Car accidents, whether you’re the driver or passenger, can be an incredibly stressful time. Immediately following the accident, many are unaware of what they’re supposed to do next and when the proper time to make their claim is. Luckily, many organizations agree that if you follow a few simple steps, you’ll be able to reduce possible injuries as well as simplify your claims process.
Pull Off to the Side of the Road
Be sure to pull off to a safe location as soon as you are able to do so. Be aware of your surroundings and take elements of the accident into account. If you suspect you might be a victim of another driver suffering from road rage, use caution when interacting with all drivers.
Assess Possible Injuries
Firstly, be sure to check on your own well-being, checking passengers when you are sure you are uninjured. If anyone is seriously injured, notify authorities immediately.
Check your Car for Damages
If no one has been seriously injured, the next step is to take a careful look at your car. Document any damage you see and try to take pictures if possible.
Collect All Information Possible
Ask the other driver for their insurance information, car registration, and their license. Take note of the make and model of cars involved, and collect information of any possible witnesses. Be sure to also note the location of the accident as well as the time and date.
Call the police
Notify the authorities whether it’s a major or minor collision. Do not leave the scene of the accident and collect information of all officers who have been dispatched. It’s a good idea to also ask where you’ll be able to obtain a copy of the accident report.In some cases, the police will not come to the scene. If this is the case, you’ll have to head to the nearest police department or collision center to file an accident report. This will be needed through the process for your insurance claim and can also be of use if the other party attempts to sue for damages.
Begin the Claims Process
Contacting your insurance company is the final important step in the accident process. Smith Jones Solicitors for example can be reached via the freephone helpline at any time by calling 0800 195 95 90
In case of any future accidents, try to keep your car emergency ready. Be sure to keep road flares or orange cones in your car, as well as making sure you have a pad of paper and a pen in case you need to write down any pertinent information. Be sure to also keep important documents in your car. It’s a good idea to keep things such as your registration, your proof of insurance, and your insurance company’s name and phone number in your car or on your person.
In many cases, simply following a few simple steps, as well as precautionary measures, can reduce your stress following an accident and make your claims process simple and stress-free.