Zero2Turbo
    Facebook Twitter Instagram
    Facebook Twitter Instagram RSS
    Zero2Turbo
    • Home
    • Contact
    • Videos
      Featured

      Dodge Challenger SRT Demon 170 Revealed With 1.66s 0 to 60 MPH

      By Zero2TurboMarch 22, 2023
      Recent

      Dodge Challenger SRT Demon 170 Revealed With 1.66s 0 to 60 MPH

      March 22, 2023

      3-Year-Old Hits The Track In Dad’s Ferrari SF90 Stradale

      March 16, 2023

      3-Year-Old Boy Parks Ferrari SF90 Using GoPro Live Feed

      March 9, 2023
    • South Africa
    • Zero2Turbo Telegram
    Zero2Turbo
    Home»Zero2Turbo»6 Ideas for Lowering Car Insurance Costs
    Zero2Turbo

    6 Ideas for Lowering Car Insurance Costs

    By Zero2TurboJune 14, 2021Updated:January 30, 2023No Comments
    Facebook Email Twitter LinkedIn Telegram WhatsApp
    Share
    Facebook Email Twitter LinkedIn WhatsApp Telegram

    As a car owner, it’s essential to have car insurance. It refers to a contract between you and the insurance company that protects you against potential financial loss if the car is stolen or damaged in an accident. It usually covers costs associated with bodily injury, medical expenses, and property damage.

    Like other vehicle-related expenses, car insurance premiums are generally expensive. Depending on the type of coverage and other related factors, you might have to pay a considerable amount for an insurance policy. However, what you pay monthly for premiums is not a fixed payment. Did you know that you can lower your car insurance costs regularly? You may even qualify for certain options today and can use other ways to reduce them over time.

    1. Be a Safe Driver

    Some companies, like Allstate, offer incentives like money back for driving safely over a given time. Other companies are willing to reduce your premiums if you are a safe driver without any moving violations. When accidents happen, premiums go up considerably, so being a safe driver is the best way to keep your premiums low.

    Some companies also offer behavior tracking services. These services keep track of your speed, acceleration, braking, and usage. A device is attached, and it sends back information to the insurance company. If your information proves you are a safe driver, you will pay less in premiums.

    2. Buy a Temporary Car Insurance

    Generally, car insurance provides collision and liability coverage for at least six months. It can also cover you and your car for 12 months. However, car insurance coverage doesn’t have to be long-term. If you only need to be covered for a short period, you can check if temporary car insurance could be right for you. With this type of insurance, the cost is considerably lower since you don’t have to pay insurance premiums for a prolonged period of time.

    On the other hand, it’s important to familiarize yourself with the instances where this type of insurance may come in handy. Temporary car insurance may be the best option under the following circumstances:

    • You bought a car, but you plan to resell it anytime soon.
    • You’re renting a vehicle from another person.
    • You’re borrowing another person’s car.
    • You’re taking a trip to another country, and you want to drive a car while you’re there.
    • You’re driving a car under a ride-sharing service, and you don’t own the vehicle.

    3. Buy a Car That Insurance Companies Like

    Not to say that insurance companies don’t like to insure all cars, but certain vehicles cost less to insure than others. Unfortunately, this price comparison makes a big difference in the premiums you can expect to pay. If you are out and about regularly, you are going to want full coverage insurance, so consider choosing a daily driver that costs less to insure. That does not mean you can’t get that sporty or expensive luxury car, but it might be wise to use it sparingly to lower your premiums.

    You might also want to consider whether you need liability or comprehensive coverage. If you have an older car that isn’t worth the comprehensive coverage, you may consider choosing liability only. To help you make that decision, consider the amount insurance would pay to replace your car and decide if the cost is worth it for you.

    4. Safety Features Matter

    If you didn’t know, insurance companies appreciate cars with extra safety features. These features go beyond air bags and include car safety technologies, including a lane keeping assist system and rear and forward-facing cameras. Driver awareness monitoring is another feature that could help lower your premiums. 

    If you are looking for a new car with lots of safety features, contact your insurance company and get a list of features that will lower the premiums. At that point, you can choose your new car with this information in mind to bring your cost down as much as possible.

    5. Defensive Driving

    Most people think of defensive driving as a way to get out of a speeding violation, but it does so much more than that for your premiums. If you are an otherwise safe driver, by proactively taking a defensive driver course that your insurance company approves, it is entirely possible to lower premiums even further. As a tip, check out a few places and make sure the course you choose does not cost more than the savings you’ll get for at least the first year.

    6. Compare Insurance Quotes

    Insurance companies want your business, and if you have been with them for a while, you might be able to get a discount there if you are considering looking for a new company. Some might even be willing to match a lower quote or throw in some additional perks so as not to lose your business. It’s worth shopping around to compare car insurance every couple of years before automatically renewing with your existing company to make sure you get the best policy for your hard-earned money.

    A Few Last Words on Lowering Your Car Insurance

    Lowering car insurance costs is a great way to cut overall monthly expenses. If you are serious about doing so and you’re a safe driver, that’s just the first step. Ensuring your car is insurance-friendly will help, too. Do not forget to tell the insurance company about your safety features, or when you buy a new car, get one with all the features your insurance company likes. Add defensive driving, and you’ve got it made. Shop around to compare insurance or reach out to a Car Insurance Broker to get what will be best for you and your budget.

    Share. Facebook Email Twitter LinkedIn WhatsApp Telegram
    Previous ArticleNew 825 HP (615 kW) Shelby Super Snake Now Available To Order In South Africa
    Next Article Driven | Range Rover Sport SVR Carbon Edition

    Related Posts

    Ultra-Realistic Red Bull F1 Racing Simulator Will Set You Back Over R2m

    March 23, 2023

    BMW M3 and M4 xDrive Facelift (LCI) Will Reportedly Get Power Hike

    March 23, 2023

    Dodge Challenger SRT Demon 170 Revealed With 1.66s 0 to 60 MPH

    March 22, 2023

    Watch Porsche 911 GT3 RS Take On Lamborghini Huracán Tecnica In Drag Race

    March 22, 2023

    Untouched Ferrari FXX V12 Engine Could Be Yours

    March 22, 2023

    Top Things to Consider When Registering Your Car

    March 21, 2023

    Leave A Reply Cancel Reply

    Popular Posts
    • Dodge Challenger SRT Demon 170 Revealed With 1.66s 0 to 60 MPH
    • Watch Porsche 911 GT3 RS Take On Lamborghini Huracán Tecnica In Drag Race
    • Untouched Ferrari FXX V12 Engine Could Be Yours
    • The Top 8 Ways to Boost Your Car’s Performance for Maximum Power
    • Ferrari Drops Fabric Top Of 612 HP (456 kW) Roma Spider

    Latest Instagram Photos
    • Looks like the new Mercedes-AMG S 63 E PERFORMANCE was spotted testing in South Africa 🇿🇦

That start-up sounds pretty damn promising!

This thing packs a whopping 791 hp (590 kW) and 1,430 Nm of torque.

📌 Graskop, Mpumalanga

🎥 @guylin_
    • Look what’s arrived in South Africa 🇿🇦 

Nothing confirmed by Toyota SA as of yet but here is the 224 kW GR Corolla!

Image source: @average_midship 

#ExoticSpotSA #Zero2Turbo #SouthAfrica #Toyota #GRCorolla
    • We waited a fair bit for the Tiguan R to arrive but that means it has been given enough thought and executed with the sort of German precision that makes us happy to have waited.

As fast SUVs go it’s a cracker, and with a price tag starting from R1,014,900 it is actually decent value in the segment.

It’s fun, aggressive when you want it to be and remarkably civilised when you don’t. Cars like this rarely make sense, but the Tiguan R is one case where that argument starts to change one's mind.

We cannot wait to drive the matching Golf next week!

#ExoticSpotSA #Zero2Turbo #SouthAfrica #Z2TDriven #VolkswagenTiguanR #TiguanR #VWTiguanR
    • The very first SA-spec BMW M2 snapped at BMW HQ in Midrand.

Zandvoort Blue would not be our choice but the looks have certainly grown on us. What about all of you?

Shots via @projectthart 

#ExoticSpotSA #Zero2Turbo #SouthAfrica #BMWM2 #NewM2 #ZandvoortBlue
    • If you’re expecting a faster, angrier and more focused version of the original 86, you’re going to be happy with this car.

Toyota finally gave the 86 more power. It’s not take-your-breath-away power, but again, it’s not made to win drag races. If you want more power, get a Supra.

Sure it is a bit more pricey this time around but it is a no-regrets kind of car that you will enjoy just as much today as 10 years from now.

Long live the manual transmission, especially when it’s packaged within something as fun as the Toyota GR86.

#ExoticSpotSA #Zero2Turbo #SouthAfrica #Z2TDriven #ToyotaGR86 #GR86 #Anime #InitialD
    • Stunning Jaguar F-Type Project 7 spotted in sunny Cape Town yesterday by @ryan_6r 😎

Just 5 of these made their way into SA making this quite a rare sighting!

#ExoticSpotSA #Zero2Turbo #SouthAfrica #Jaguar #FTypeProject7 #Project7 #JaguarFType #CapeTown

    Follow Us

    Facebook Twitter Instagram YouTube RSS
    Designed by Zero2Turbo.

    Type above and press Enter to search. Press Esc to cancel.